Investment Calculator
Gold ROI Calculator
Calculate your gold investment ROI over any holding period. See annualized return and total gain.
- Gold Purchased (oz)
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- Current Value
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- Total Profit / Loss
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- Total ROI (%)
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- Annualised ROI (%)
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Frequently Asked Questions
What does annualized ROI mean for gold?+
Annualized ROI (CAGR) normalizes your total return to a per-year rate. A 50% return over 5 years = ~8.45% annualized, not 10%.
How is gold ROI calculated?+
ROI = (Current Value − Investment) / Investment × 100. Annualized: (Current Value / Investment)^(1/years) − 1.
What is a good annualized ROI for gold?+
Gold's long-run average is ~7–8% per year in USD (1970–2024). Individual holding periods vary significantly.
Does gold beat the S&P 500?+
Over most long periods the S&P 500 has outperformed gold in total return. Gold shines during recessions and inflation spikes.
How does currency affect gold ROI?+
Gold is priced in USD globally. If your home currency weakens vs USD, your local-currency gold ROI is higher than the USD ROI.