Tax Calculator
India Gold Capital Gains Tax Calculator
Calculate capital gains tax on gold sales in India. Short-term: taxed at slab rate. Long-term (≥24 months): 12.5% without indexation. Not tax advice.
- Capital Gain
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- Type (STCG / LTCG)
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- Tax Rate Applied
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- Estimated Tax + Surcharge
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- After-Tax Profit
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LTCG: ≥24 months at 12.5% (no indexation, post-July 2024 budget). STCG: income slab rate. Add 4% health & education cess. Not tax advice.
Frequently Asked Questions
What is LTCG on gold in India?+
Long-term capital gains (LTCG) on gold held for 24+ months: 12.5% without indexation (post-July 2024 budget amendment). Previously it was 20% with indexation.
What is STCG on gold in India?+
Short-term capital gains (STCG) on gold held for less than 24 months: taxed at your income slab rate (5%, 20%, or 30%).
Are SGBs (Sovereign Gold Bonds) taxed on maturity?+
No — capital gains on SGB maturity redemption are fully exempt from tax for individual investors. Only the 2.5% annual interest is taxable.
What is the tax on Gold ETFs in India?+
Gold ETFs held for 24+ months: LTCG at 12.5%. Under 24 months: STCG at slab rate. Same as physical gold post-2024 budget.
Do I need to declare inherited gold in India?+
No capital gains tax is due on inheritance. Tax applies only when you sell inherited gold — your cost basis is the fair market value on the date of the original owner's death or acquisition.