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Gold & Silver Price Today in Germany

Live prices per oz t in EUR

Live gold and silver prices in Germany in EUR. Gold karats 24/22/21/18/14K and silver purities 999/925/900 — updated daily.

Updated:

🥇 Gold Price — Germany

24K Gold · per oz t
24K

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22K

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21K

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18K

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14K

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21K Gold — 7-Day Chart (EUR/oz t)

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Silver Price Today in Germany

Fine 999, Sterling 925 and Coin 900 silver prices in EUR per oz t, ounce and kilo. Updated daily from live XAG/USD rates.

Purity Per oz t (EUR)

Fine 999 Silver — 7-Day Chart (EUR/oz t)

Gold/Silver Ratio today:

Gold in Germany

Germany is Europe's largest gold market, renowned for having the highest household gold ownership per capita in the Western world. Germans have a deeply ingrained affinity for physical gold — shaped by historical experience with hyperinflation in the 1920s and currency reform in 1948 — and consistently rank among the world's top gold buyers. Prices are quoted in Euro (EUR) per troy ounce or gram, and investment gold is VAT-exempt under EU law.

Local Market Context

Germany has no single central gold exchange — the market is dispersed across established dealers (Degussa, Pro Aurum, Edelmetall-Handel) and bank branches. Commerzbank and Deutsche Bank sell gold bars over the counter. The German federal government (Bundesbank) holds one of the world's largest official gold reserves (over 3,300 tonnes), reflecting the country's institutional commitment to gold as a reserve asset. Online dealers like Goldankauf24 serve retail buyers nationwide.

Taxes & Duties in Germany

Investment-grade gold (bars and coins of 99.5%+ fineness) is VAT-exempt across the entire EU under the 1998 Gold Directive. Gold jewelry carries Germany's standard 19% MwSt (Umsatzsteuer / VAT). No import duty applies within the EU. Freshgoldprice.com displays prices with zero VAT, reflecting the investment bullion standard. Capital gains on gold held longer than one year are tax-free in Germany — a major investment incentive.

Buying Tips for Germany

Buy from established dealers like Degussa, Pro Aurum, or GOLD.DE for competitive prices and documented quality assurance. PAMP, Heraeus, and Umicore bars are the most recognized in Germany. Compare prices between online dealers (spreads can vary 0.5–2%). For privacy, cash purchases up to €1,999 are allowed without ID requirements in Germany (reduced from €10,000 in 2020). Keep receipts for the one-year holding period tax calculation.

Gold as an Investment in Germany

Germany is one of the world's best gold investment environments: zero VAT on investment bullion, zero capital gains tax after one year of holding, strong legal property rights, and multiple reliable dealer networks. German investors also hold gold through XETRA-Gold (an ETC on Deutsche Börse with physical gold backing) and through gold savings plans offered by Degussa and other dealers.

Gold & Silver Price FAQ — Germany

Is there capital gains tax on gold in Germany?
Gold held for more than one year is completely capital gains tax-free in Germany (Spekulationssteuer §23 EStG). Gold sold within one year of purchase is taxable as a private sale if profits exceed €600 per year. This one-year rule makes Germany one of Europe's most favorable gold investment jurisdictions.
Why do Germans buy so much gold?
Germany's historical experiences with the Weimar hyperinflation (1921–1923), which wiped out savings, and the post-WWII currency reform created a cultural legacy of distrust in paper money. Germans are statistically the highest per-capita gold hoarders in the Western world, viewing physical gold as essential financial insurance.
What is XETRA-Gold?
XETRA-Gold is a physically backed gold Exchange-Traded Commodity (ETC) traded on Deutsche Börse's XETRA platform. Each unit represents 1 gram of gold allocated in German vaults. Investors can request physical delivery. After one year, XETRA-Gold profits are capital gains tax-free for German residents, identical to physical bullion.
Does the gold price in Germany include taxes?
Germany does not levy import duty or VAT on gold. The displayed price reflects spot × EUR exchange rate × dealer margin only.
What is the gold price in Germany today?
The current gold price in Germany is shown above in EUR per oz t for all karats (24K, 22K, 21K, 18K, 14K). Prices are updated daily and include Germany's import duty, VAT, and typical dealer margin — not just the raw spot rate.
Which gold karat is most popular in Germany?
14K and 18K gold are the most popular purities for German jewellery. The price is shown in the table above in EUR per oz t.
What is the silver price in Germany today?
The current silver price in Germany is shown in the silver section above in EUR. Three purities are listed: Fine 999 (99.9% pure, used for investment bars), Sterling 925 (92.5%, used for jewellery and silverware), and Coin 900 (90%, traditional coinage alloy).